KTM Exteriors & Recycling

Blog

Home Improvement Financing 101 with GreenSky

By / Uncategorized / Comments Off on Home Improvement Financing 101 with GreenSky

KTM Exteriors & Recycling wants you to dream big. We don’t want you to feel bogged down by the potential financial burdens of living in the home of your dreams. Not sure you can swing the cost of roof repair or new gutters?

How would you feel about spreading your payments out over time? You dream big, apply, and then pay using financing. Too easy? Well, thanks to our partnerships with companies like GreenSky, Service Finance, and Home Investment Bank, this is possible and you can live under the roof of your dreams.

But where to start? What exactly is home improvement financing? We sat down with our friends at GreenSky to provide you with some great insight to help you get started!

What is this loan about, how does it work?
Think about premium products with long-term warranties and beautiful aesthetics. We understand, though, that those projects can be expensive and we don’t want you to have to write such a big check, instead, spread your payments out over a long period of time, or make use of a promotional offer. We offer several different GreenSky loans to our customers.

How does this kind of loan differ from others?
GreenSky loans will not be tied to your mortgage, and will allow you to get great terms on your dream projects with KTM Exteriors & Recycling. The loan application process will be easier than anything you’ve ever experienced, and payments will be simple and easy. GreenSky loans also do not have any pre-payment penalties whatsoever, so you can rest easy knowing that you can your loan off early, if you so choose.

What kinds of home improvement & maintenance projects are often covered under this kind of financing?
All home improvement projects that KTM Exteriors & Recycling can provide to its customers are covered under a GreenSky loan–this includes roofing, siding, windows, gutters, bathroom remodels, and more!

How do I know if I qualify for this kind of loan?
It is as simple as you applying! The GreenSky application process only takes a few minutes, you provide information in the application and will find out if you’ll be able to finance your dream project right then and there. You can apply using the mobile app through KTM Exteriors & Recycling, by going to www.greensky.com/consumer, or by calling GreenSky at 866-936-0602.

How does the funding process work?
Once you’re approved for a GreenSky loan and you’ve accepted the loan, you’ll immediately be issued a GreenSky shopping pass. As the customer, you must authorize KTM Exteriors to take money off the loan to pay for the project. This can be done in two stages, a maximum of 20% of the loan or the total project amount (whichever is lesser) and then 80% upon completion of the job. You will be prompted by KTM Exteriors & Recycling to sign a Borrower Payment Certificate for each transaction prior to funds being distributed from your GreenSky loan.

What paperwork do I need to get started?
If you are applying for a GreenSky loan with one of our KTM Exteriors & Recycling salespeople, all you need to sign is our loan application authorization form, allowing us to submit your loan application to GreenSky for a decision. The application process itself is completely paperless! After that, we will prompt you to sign up to two borrower payment certificates to authorize funding at different stages of the job.

Are payments deducted each month from my bank account?
They can be, but you will need to set up automatic payments through GreenSky using the customer portal found at www.greensky.com/consumer. You can also pay online, by phone, or by mail every month.

Be sure to visit our Financing page to learn more about our other financing partners. There are a wealth of different plans and loans to suit your needs, and KTM Exteriors & Recycling can help work to match you with the right loan.

**DON’T MISS OUT! KTM Exteriors & Recycling is offering a roof maintenance special for the upcoming fall season. Get your roof replaced, and you will get a FREE gutters and downspout cleaning. Save yourself the trouble and let KTM Exteriors & Recycling take care of the fall prep work for you. Get started on your dream home project with the best roofers in New England today!**

All you have to do is “Like” our Facebook Page and Contact Us today to redeem this FREE OFFER of a gutters and downspout cleaning with any roof replacement. Valid through 10/20/17.